Homeowners Policy (HO)Question 107 of 474
On a standard HO-3 policy, the Coverage C (Personal Property) limit is typically set at what percentage of Coverage A?
a.50%
b.10%
c.100%
d.20%
Explanation
Coverage C on owner-occupied forms is standardly 50% of Coverage A. The insured may increase or decrease this percentage, and tenant or condo policies set their own Coverage C limit because they have no Coverage A.
Law Reference: ISO HO form Section IThis topic, taught in full in the Personal Lines Insurance Producer guide. Personal Lines Insurance Producer — Complete Study Guide (2026) — PDF + EPUB, $19.99 · 14-day refund →
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