Dwelling Policy (DP)Question 282 of 474
A dwelling in which the owner runs a small insurance office is:
a.Ineligible, unless a commercial package policy is bought
b.Ineligible, because any business use voids the form
c.Eligible, as a permitted incidental business occupancy
d.Eligible, but only if the office has its own entrance
Explanation
The dwelling program tolerates a permitted incidental occupancy such as an office, a professional practice, a private school, or a studio, and business property in the dwelling can be picked up by endorsement. The answer voiding the form for any business use is too broad, and a separate entrance is not what makes the occupancy acceptable.
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