Immediately after a kitchen fire, the duties after loss condition requires the insured to:
Explanation
Duties after loss include giving prompt notice, protecting the property from further damage and keeping a record of the reasonable emergency repairs, preparing an inventory of damaged property, cooperating with the investigation and submitting a proof of loss when the insurer asks. Throwing damaged items out destroys the proof the adjuster needs, and permanent repairs are made after the loss has been inspected.
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