Dwelling PolicyQuestion 121 of 215
Coverage E (Additional Living Expense) is available under which dwelling forms?
a.DP-1 only
b.DP-1 and DP-2
c.All three forms by default
d.DP-2 and DP-3 only
Explanation
Additional Living Expense (Coverage E) is included as a standard coverage only on DP-2 and DP-3, recognizing that those broader forms typically insure owner-occupied dwellings where displacement creates extra costs. DP-1 provides Fair Rental Value (Coverage D) but does not include ALE unless added by endorsement.
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