A distributor keeps stock in three warehouses and the amounts shift between them week to week. Blanket insurance suits this better than specific insurance because:
Explanation
A blanket limit applies to all the described property at all the described locations, so the insured is not penalised when values move from one warehouse to another. Specific insurance is the opposite arrangement, a separate stated limit for each building or class of property, and it is the one that leaves a location short when stock shifts. Blanket writing does not delete coinsurance either; the test is simply run against the combined values on the statement of values.
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