Under a Dwelling policy, coverage for the physical house structure is provided under:
Explanation
In the Dwelling program, Coverage A insures the dwelling structure itself. Coverage B insures other structures, Coverage C insures personal property, Coverage D provides fair rental value if a rented dwelling becomes uninhabitable, and Coverage E provides additional living expense for an owner-occupant. Knowing the standardized coverage letters is essential and is consistent across the country.
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Related questions on this topic
- By default, on what basis is personal property (Coverage C) settled under any of the ISO Dwelling Property forms?
- A key difference between a Dwelling policy and a Homeowners policy is that the Dwelling policy:
- Which Dwelling policy form provides the broadest coverage by insuring the dwelling on an open-perils basis?
- A landlord who rents out a house wants to insure the loss of rent if the home becomes uninhabitable after a covered fire. This need is met by:
- A homeowner moves out of her house, rents it to a family, and asks to keep her homeowners policy on it. Her producer must move the risk to a dwelling policy because:
- Which of these buildings could NOT be insured under a dwelling policy?
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