Dwelling Policy (DP)Question 303 of 531
Which peril is NOT part of the extended coverage group added to a dwelling policy?
a.Vandalism or malicious mischief
b.Riot or civil commotion damage
c.Ash from a volcanic eruption
d.Damage caused by an aircraft
Explanation
Extended coverage adds windstorm or hail, explosion, riot or civil commotion, aircraft, vehicles, smoke, and volcanic eruption. Vandalism or malicious mischief is a separate endorsement bought after extended coverage is already on the policy, and it carries its own vacancy condition. Riot, aircraft damage, and volcanic ash all sit inside the extended coverage group itself.
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