Personal Auto PolicyQuestion 377 of 531
Which person would NOT meet the personal auto policy definition of a family member?
a.A foster child living in the insured's household
b.A resident brother-in-law related by marriage
c.A roommate who rents a bedroom in the home
d.A resident daughter attending college in the fall
Explanation
A family member is a person related to the named insured by blood, marriage or adoption who resides in the household, and the definition reaches a ward or foster child in the insured's care. The roommate lives there but is not related to the insured, so the definition does not cover him. A son or daughter away at school is normally still treated as a household resident.
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Related questions on this topic
- Uninsured Motorists (UM) coverage under Part C is designed to protect the insured when:
- An auto liability limit shown as split limits of 100/300/50 means the policy will pay up to:
- The difference between underinsured motorists (UIM) and uninsured motorists (UM) coverage is that UIM applies when the at-fault driver:
- The insured's listed car is in a body shop for a week, so he drives a spare car titled to his resident son. Under the personal auto policy that spare car is:
- Which of these is NOT one of the categories that make up 'your covered auto' under a personal auto policy?
- For personal auto policy purposes, a car fails to qualify as a non-owned auto when it is:
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