Personal Auto PolicyQuestion 390 of 531

Following a covered accident, the insured is required to post a bail bond of $180. Under the supplementary payments the insurer pays:

a.$180 and reduces the liability limit by that sum
b.$250, the stated maximum for a bail bond
c.Nothing, as bail is a criminal matter
d.$180, the amount actually required here

Explanation

The bail bond supplementary payment is up to $250 for bonds required because of an accident or traffic law violation arising out of the use of a covered auto, so a $180 bond is paid in full and no more. The $250 figure is a maximum, not an automatic payment. Supplementary payments sit on top of the limit of liability and do not reduce it.

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