An insured is injured by a hit-and-run driver and wants to claim under Part C. Part E requires that she:
Explanation
Part E adds duties for anyone seeking uninsured motorists coverage: promptly notify the police if a hit-and-run driver is involved, and promptly send the insurer copies of the legal papers if suit is brought against the other driver. Nothing requires suing a driver nobody can identify, and uninsured motorists coverage is not written as excess over the insured's own physical damage.
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