Commercial LinesQuestion 453 of 531

Commercial General Liability (CGL) coverage most typically protects a business against:

a.Damage to the business's own building and its contents
b.Loss of the business's own inventory in a warehouse fire
c.Third-party injury and property damage from its operations
d.Injuries suffered by its own employees while on the job

Explanation

Commercial General Liability covers a business's legal liability to third parties for bodily injury and property damage arising from its premises, operations, products, and completed work, plus personal and advertising injury. Damage to the company's own building or inventory is covered by commercial property insurance, and on-the-job injuries to the company's employees are handled by workers compensation, not CGL.

This topic, taught in full in the California Property & Casualty Broker-Agent guide. California Property & Casualty Broker-Agent Study Guide — 2026 Edition — PDF + EPUB, $24.99 · 14-day refund →

Practice all 531 questions free — no signup required.

Own the complete California Property & Casualty Broker-Agent guide — PDF + EPUB, $24.99 →

Related questions on this topic

Last reviewed: · editorial process

PrepPass team · Verified against California Property & Casualty Insurance License Exam · How we review
Report