Which risk is generally outside the eligible classes for a businessowners policy?
Explanation
A businessowners policy is aimed at small and mid-sized apartment buildings, offices, retail stores and similar service risks that fall inside the eligibility rules on size and receipts, and it packages property, business income and general liability in one prepackaged form at a lower cost than buying each separately. Manufacturing operations sit outside those classes and are written on a commercial package policy instead, which also lets the manufacturer add crime, inland marine and equipment breakdown parts.
This topic, taught in full in the California Property & Casualty Broker-Agent guide. California Property & Casualty Broker-Agent Study Guide — 2026 Edition — PDF + EPUB, $24.99 · 14-day refund →
Practice all 531 questions free — no signup required.
Own the complete California Property & Casualty Broker-Agent guide — PDF + EPUB, $24.99 →
Related questions on this topic
- A dry cleaner wants coverage for customers' garments held at its shop. The form designed for that exposure is:
- Which of these is one of the four coverages traditionally written in ocean marine insurance?
- A bookkeeper embezzles $86,000 over two years, and the acts are treated as one occurrence. The crime coverage carries a $50,000 employee theft limit per occurrence and a $1,000 deductible. What is paid?
- In a surety bond, which party guarantees that the obligation will be carried out?
- A crop-dusting operator needs cover for damage to the aircraft itself and for injury to people on the ground. This is written under:
- A repair garage buys garagekeepers coverage. What does that coverage insure?
Last reviewed: · editorial process