Commercial LinesQuestion 483 of 531

Which risk is generally outside the eligible classes for a businessowners policy?

a.An office within size limits
b.A small apartment building of six units
c.A plant manufacturing steel parts
d.A retail store within size limits

Explanation

A businessowners policy is aimed at small and mid-sized apartment buildings, offices, retail stores and similar service risks that fall inside the eligibility rules on size and receipts, and it packages property, business income and general liability in one prepackaged form at a lower cost than buying each separately. Manufacturing operations sit outside those classes and are written on a commercial package policy instead, which also lets the manufacturer add crime, inland marine and equipment breakdown parts.

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