Workers CompensationQuestion 491 of 531

An employee is killed in a covered work accident. Workers compensation death benefits are paid:

a.To whichever beneficiary the employee named in writing
b.To the estate as a sum equal to lifetime wages
c.To surviving dependents, plus a burial allowance
d.To the employer, to offset its lost production

Explanation

Death benefits run to the people the compensation law defines as surviving dependents, most often a spouse and minor children, together with an allowance toward burial expenses. The answer about a named beneficiary describes life insurance, where the policyowner picks who is paid; a compensation statute fixes the recipient instead. Nothing is payable to the employer for lost production.

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