Workers CompensationQuestion 505 of 531

For an injury to be compensable under a workers compensation law, the standard test is that it must:

a.Result from a sudden accident the worker reports
b.Occur on premises the employer owns or leases
c.Arise out of and occur in the course of employment
d.Be caused by equipment the employer supplied

Explanation

Two elements must both be satisfied: a causal connection between the work and the injury, and a connection of time, place and circumstance showing the worker was doing the job. An injury on the employer's own premises can still fail the test if it was purely personal, and an injury far off premises can pass it if the worker was on the employer's business. Neither a supplied tool nor a sudden event is required.

This topic, taught in full in the California Property & Casualty Broker-Agent guide. California Property & Casualty Broker-Agent Study Guide — 2026 Edition — PDF + EPUB, $24.99 · 14-day refund →

Practice all 531 questions free — no signup required.

Own the complete California Property & Casualty Broker-Agent guide — PDF + EPUB, $24.99 →

Related questions on this topic

Last reviewed: · editorial process

PrepPass team · Verified against California Property & Casualty Insurance License Exam · How we review
Report