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New York Real Estate Broker Exam Cheat Sheet (2026)
A free, printable New York Real Estate Broker exam cheat sheet: the 69 highest-yield points to know, grouped into 22 sections that follow the exam's content areas, each section with its published weight.
- Free to read, print and keep — no signup, no email, no paywall.
- The real New York Real Estate Broker exam: 150 minutes.
- Prints from your browser (Ctrl-P, or Cmd-P on a Mac) — the navigation, buttons and links drop out of the printed copy.
- 492 free New York Real Estate Broker practice questions on the same material, every one explained.
- Last updated: September 2026.
Studying in order?
In the New York Real Estate Broker guide: A 60-question practice exam on the national principles, with a key that explains all four options and not just the right one. Practice here stays free.
Property Ownership
10% of the exam- Real vs. Personal Property and the Bundle of Rights
- Estates in Land
- Forms of Co-Ownership
Land Use Controls and Regulations
5% of the exam- Government Powers Over Land
- Zoning and Public Land-Use Tools
- Private Land-Use Controls
Valuation and Market Analysis
8% of the exam- Value, Price, and Cost
- The Three Approaches to Value
- CMA, BPO, and the Limits of a License
Financing
9% of the exam- Notes and Security Instruments
- Loan Types and Common Clauses
- Federal Lending Laws
Contracts
19% of the exam- Essential Elements and Validity
- Offer, Acceptance, and Counteroffers
- Common Real Estate Contracts
- Performance, Breach, and Remedies
General Principles of Agency
13% of the exam- Creating Agency and Fiduciary Duties
- Clients, Customers, Single and Dual Agency
- Broker Supervision and Vicarious Liability
Property Disclosures
7% of the exam- The Duty to Disclose Material Facts
- Latent vs. Patent Defects
- Federally Required Disclosures
Property Management
5% of the exam- The Management Agreement and Trust Funds
- Leasehold Estates and Lease Types
- Landlord and Tenant Rights
Transfer of Title
6% of the exam- How Title Transfers
- Types of Deeds
- Recording and Title Assurance
Practice of Real Estate
12% of the exam- Brokerage Management and Supervision
- Trust Accounts, Commingling, and Conversion
- Fair Housing, Antitrust, and Risk Management
Real Estate Calculations
6% of the exam- The Basic Percentage Formula
- Area, Volume, and Investment Measures
- Finance and Proration Calculations
License Law, Agency Law and Operating a New York Brokerage
26% of the exam- Who is licensed, and on what terms
- Supervision, records and client money
- Listings, advertising and standardized operating procedures
- The agency disclosure form and dual agency
Advanced Fair Housing, Fair Lending and Mortgage Brokerage
13% of the exam- The protected classes, and where the Department's booklet is out of date
- The two disclosure rules a New York licensee must run every day
- Prohibited conduct and what it costs
- Mortgage brokerage and fair lending
Legal Issues, Contracts, Leases and Conveyance
13% of the exam- Writing, recording and priority
- The Property Condition Disclosure Act
- Other New York disclosures, and what need not be disclosed
- Leases and security deposits
Real Estate Finance
8% of the exam- The New York mortgage and how it is enforced
- Loan products, ratios and risk
- The secondary market and the cost of money
Real Property Investment and Commercial Property
9% of the exam- The reconstructed operating statement
- Capitalization, multipliers and ratios
- Commercial leasing terms
Property Management, Condominiums and Cooperatives
7% of the exam- The manager's duties under part 175
- Cooperatives
- Condominiums
Taxes, Assessments and Real Estate Mathematics
7% of the exam- Transfer taxes
- Assessment, equalization and exemptions
- The arithmetic the exam actually uses
Property Insurance and Licensee Safety
1% of the exam- The coverages a brokerage carries
- Agent safety and supervision
Construction, Development and Environmental Issues
5% of the exam- Codes, warranties and inspections
- Environmental issues
- Development feasibility
Land Use, Municipal Agencies, Valuation and Local Issues
7% of the exam- Variances: two different tests
- Local issues the Department names
- Rent regulation and pricing
Achieving Transactional Agreements through Transaction Analysis
4% of the exam- Confidentiality first
- Wants, needs and individual considerations
- The dual objectives and the terms that carry them
Now prove you know them
Reading an outline is not the same as recalling it under exam pressure. Drill the free New York Real Estate Broker questions to find the areas you keep missing, then sit a full timed mock.
Study aid, not a substitute for the official material — always confirm the current rule with New York Department of State, Division of Licensing Services.