Study Materials
Master every topic of the exam, in plain language.
Real Estate Principles and Property Ownership
This chapter introduces the fundamental concepts every Florida real estate practitioner must understand: what real property is, the rights that come with ownership, the ways title can be held, and the limits government places on private property. Mastering these principles gives you the vocabulary and framework for everything that follows. Note that specific Florida rules such as homestead amounts can change, so always verify current law.
Florida License Law and Brokerage Relationships
Florida real estate practice is governed primarily by Chapter 475 of the Florida Statutes and the rules of the Florida Real Estate Commission (FREC). This chapter covers licensing, the duties licensees owe consumers, handling of escrow funds, and the fair housing and disclosure rules that protect the public. Because statutes and rules are amended over time, treat specific requirements as subject to change and confirm current law.
Real Estate Contracts and Listing Agreements
Contracts are the legal engine of every real estate transaction. This chapter explains what makes a contract valid and enforceable, the main types of contracts and listing agreements, common contingencies, and the remedies available when a party defaults. A firm grasp of contract law helps licensees protect their clients and avoid costly mistakes.
Real Estate Finance and Mortgages
Most real estate purchases depend on financing, so licensees must understand how mortgages work and the laws that govern lending. This chapter covers the roles of borrower and lender, key loan clauses, common loan programs, and federal consumer protection laws. Understanding finance helps you guide buyers to suitable options and recognize the terms in a transaction.
Property Valuation and Appraisal
Determining what a property is worth is central to pricing listings, advising buyers, and securing financing. This chapter explains the three approaches to value, the principles that drive value, the types of depreciation, and the difference between an appraisal and a comparative market analysis. These concepts help licensees understand how value is estimated and supported.
Real Estate Mathematics
Real estate math appears throughout the exam and in daily practice, from calculating commissions to prorating taxes at closing. This chapter reviews the core calculations you must master: commissions and splits, financing math, area and land measurements, prorations, and property taxes. Practice converting percentages to decimals and following each formula step by step.
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