Georgia Real Estate Salesperson Exam — All Questions
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2 questions
Practice of Real Estate
A lender refuses to make loans in a particular neighborhood based on its racial composition. This illegal practice is:
- a.Steering
- b.Redlining✓
- c.Blockbusting
- d.Puffing
Redlining is the illegal practice of denying loans or insurance in specific areas, often based on the racial or ethnic makeup of the neighborhood. It violates the Fair Housing Act and fair lending laws.
Practice of Real Estate
Under the federal Fair Housing Act, which of the following is a protected class?
- a.Occupation
- b.Political affiliation
- c.Level of education
- d.Familial status✓
Familial status (having children under 18 or being pregnant) is one of the seven federally protected classes, along with race, color, religion, national origin, sex, and disability. Occupation and education are not federally protected.