RegulationsPregunta 49 de 110
Breakpoint selling is best defined as:
a.Recommending a purchase just below the amount that would qualify for a reduced sales charge, without disclosing the discount
b.Selling shares of two different fund families to the same customer
c.Charging a sales load on reinvested dividends
d.Recommending Class A shares to a customer with a short time horizon
Explicación
Breakpoint selling deprives the customer of a quantity discount so the representative earns a larger commission, which is why it is treated as a sales practice violation. Diversifying across fund families is permissible when suitable, though it may forfeit breakpoints and should be discussed. Charging loads on reinvested dividends and mismatching share classes are separate problems.
Referencia Legal: FINRA Rule 2341 (Investment Company Securities)Practica las 110 preguntas gratis — sin registro.
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