RegulationsPregunta 66 de 110

When a firm files a Suspicious Activity Report on a customer's transactions, the firm:

a.Must not notify the customer that a SAR was filed
b.Must give the customer a copy within 10 business days
c.May notify the customer only with the customer's written consent
d.Must close the account immediately

Explicación

Tipping off a customer about a SAR filing is prohibited because it would compromise any resulting investigation. SARs generally apply to suspicious transactions of $5,000 or more and are filed with FinCEN, typically within 30 days of detection. Filing does not automatically require closing the account, though the firm may choose to do so.

Referencia Legal: Bank Secrecy Act

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