Recommendations & StrategiesPregunta 65 de 100
A client has a short time horizon of one year for a down payment on a home. The MOST suitable investment is:
a.A leveraged equity fund
b.A long-dated zero-coupon bond
c.A concentrated growth stock
d.A short-term, high-quality money market instrument
Explicación
For a short horizon and a near-term spending goal, capital preservation and liquidity dominate, making short-term, high-quality instruments most suitable. Volatile equities or long-duration bonds could lose value right when the funds are needed. Time horizon strongly shapes suitability.
Practica las 100 preguntas gratis — sin registro.
Preguntas relacionadas de este tema
- A client withdraws funds from a traditional IRA before age 59.5 without qualifying for an exception. The tax consequence is generally:
- Modern portfolio theory suggests that the efficient frontier represents portfolios that:
- An adviser recommends tax-loss harvesting near year-end. The primary benefit is to:
- Duration is used to estimate a bond's:
- A client wants growth but panics and sells during every market decline. This behavioral tendency is best described as:
- A 529 plan is primarily used for:
Última revisión: · proceso editorial
Equipo Editorial de PrepPass · Verificado con NASAA Series 66 Uniform Combined State Law Exam · Cómo revisamos