Regulations & ConductPregunta 118 de 125

'Churning' refers to:

a.Diversifying a client's portfolio
b.Reinvesting dividends automatically
c.Rebalancing once per year
d.Excessive trading in a customer's account primarily to generate commissions

Explicación

Churning is excessive trading in a customer's account that is driven by the representative's interest in generating commissions rather than the customer's investment objectives. It violates suitability and Reg BI obligations and is a prohibited practice regardless of whether the account gains or loses value.

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