Cơ bản về Tai nạn & Sức khỏeCâu 477 / 716
Contributions to a Health Savings Account (HSA) generally receive which federal tax treatment?
a.They are tax-deductible or pre-tax, grow tax-free, and are tax-free when used for qualified medical expenses
b.They are forfeited at the end of each year
c.They can never be carried over into a future year unless the account owner remains with the same employer and health plan
d.They are always fully taxable when contributed
Giải thích
HSAs offer a rare triple tax advantage: contributions are deductible or made pre-tax, the account grows tax-free, and withdrawals for qualified medical expenses are tax-free. Contributions are not taxable when made, the balance does carry over year to year, and funds are not forfeited at year-end. This favorable treatment, combined with the balance being the owner's to keep, makes the HSA a powerful savings tool alongside a high-deductible plan.
Luyện miễn phí toàn bộ 716 câu hỏi — không cần đăng ký.
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Câu hỏi liên quan cùng chủ đề
- Under a 'presumptive disability' provision in a disability income policy, the insured is automatically presumed totally disabled upon:
- A 'recurrent disability' provision in a disability income policy determines:
- A residual (partial) disability benefit pays when the insured:
- Unlike a Flexible Spending Account (FSA), unused funds in a Health Savings Account (HSA) at year-end:
- The term 'usual, customary, and reasonable' (UCR) charge refers to:
- A managed care 'preauthorization' (precertification) requirement means the insured or provider must:
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Đội ngũ PrepPass · Đối chiếu với California Life & Health Insurance License Exam · Quy trình kiểm tra
Người kiểm duyệt John Zihao Zhang — California-Licensed Life Insurance Agent (CA Dept. of Insurance License #4396095 — kiểm tra)