Khuyết tật & Chăm sóc dài hạnCâu 498 / 716
Home health care coverage under a long-term care policy pays for:
a.Daycare services for the insured's young children while at work
b.Care provided only inside a licensed nursing home and no other setting
c.Skilled or custodial care delivered in the insured's own home
d.A short-term inpatient stay in an acute-care surgical unit
Giải thích
Home health care benefits cover skilled or custodial services provided in the insured's own residence, such as visits from a home health aide or nurse, allowing the person to remain at home rather than move to a facility. It is not hospital care, is not limited to a nursing home, and has nothing to do with childcare. Many modern LTC policies emphasize home and community-based care because most people prefer to receive care at home for as long as possible.
Luyện miễn phí toàn bộ 716 câu hỏi — không cần đăng ký.
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Câu hỏi liên quan cùng chủ đề
- Long-term disability (LTD) coverage typically begins after short-term benefits end and may continue paying until:
- Skilled nursing care under a long-term care policy refers to:
- Custodial care under a long-term care policy refers to:
- An inflation protection option in a long-term care policy is important because it:
- The elimination period in a long-term care policy functions as a:
- Benefits received from a tax-qualified long-term care insurance policy are generally:
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Người kiểm duyệt John Zihao Zhang — California-Licensed Life Insurance Agent (CA Dept. of Insurance License #4396095 — kiểm tra)