Medicare & Bảo hiểm người cao tuổiCâu 530 / 716
Medicare Supplement (Medigap) policies are designed to:
a.Serve as a stand-alone outpatient prescription drug plan that pays for the beneficiary's retail pharmacy purchases
b.Completely replace the beneficiary's Medicare coverage with a private plan that pays claims in its place
c.Pay for long-term custodial care in a nursing home for as long as the beneficiary needs it
d.Help pay costs Medicare leaves to the beneficiary, such as deductibles and coinsurance, using standardized plans
Giải thích
Medigap policies supplement Original Medicare by paying some of the out-of-pocket costs Medicare does not, such as deductibles, coinsurance, and copayments, and they are sold as standardized plans so consumers can compare them easily. They do not replace Medicare, are not primarily drug plans, and do not cover long-term custodial care. Medigap works alongside Original Medicare, filling its gaps, and cannot be paired with a Medicare Advantage plan at the same time.
Luyện miễn phí toàn bộ 716 câu hỏi — không cần đăng ký.
Own the complete California Life & Health Insurance Producer Exam guide — PDF + EPUB, $19.99 →
Câu hỏi liên quan cùng chủ đề
- Medicare Part B primarily covers:
- Medicare Part D provides:
- Medicare Advantage (Part C) plans are best described as coverage that:
- Medicaid is best described as a program that is:
- Most people receive Medicare Part A without paying a monthly premium because:
- Medicare Part B (medical insurance) helps cover:
Cập nhật gần nhất: · quy trình kiểm tra
Đội ngũ PrepPass · Đối chiếu với California Life & Health Insurance License Exam · Quy trình kiểm tra
Người kiểm duyệt John Zihao Zhang — California-Licensed Life Insurance Agent (CA Dept. of Insurance License #4396095 — kiểm tra)