Nguyên tắc bảo hiểm chungCâu 589 / 716
Statements an applicant makes on a life or health application are generally treated as:
a.Representations believed to be true to the best of the applicant's knowledge
b.Promises binding only upon the insurer
c.Legally meaningless statements that have no effect whatsoever on the validity of the insurance contract
d.Warranties that are guaranteed to be literally true
Giải thích
Application answers are representations, statements the applicant believes true, so only a material misstatement affects the contract. They are not warranties held to literal exactness.
Luyện miễn phí toàn bộ 716 câu hỏi — không cần đăng ký.
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Câu hỏi liên quan cùng chủ đề
- HIPAA privacy rules require insurers to:
- An applicant with better-than-average health and lifestyle who qualifies for the lowest available rates is classified as a:
- A substandard (rated) risk is one who:
- A misrepresentation on an application will let the insurer void the contract during the contestable period only if the misrepresentation is:
- Concealment is best defined as:
- A waiver, as the term is used in insurance, is:
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Đội ngũ PrepPass · Đối chiếu với California Life & Health Insurance License Exam · Quy trình kiểm tra
Người kiểm duyệt John Zihao Zhang — California-Licensed Life Insurance Agent (CA Dept. of Insurance License #4396095 — kiểm tra)