Điều khoản hợp đồng A&HCâu 618 / 716
The mandatory 'physical examination and autopsy' provision allows the insurer, at its own expense, to:
a.Raise the policy's premium at any point while a claim is being investigated by the company's claims department
b.Deny all pending claims automatically
c.Cancel the coverage during a claim
d.Examine the insured while a claim is pending and require an autopsy where not forbidden by law
Giải thích
This provision lets the insurer verify a claim by examining the insured or, in a death claim, ordering an autopsy where state law permits, all at the insurer's cost. It does not authorize automatic denial, premium hikes, or cancellation.
Luyện miễn phí toàn bộ 716 câu hỏi — không cần đăng ký.
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Câu hỏi liên quan cùng chủ đề
- The 'proof of loss' mandatory provision typically requires the insured to furnish written proof within:
- The 'time of payment of claims' provision requires the insurer to pay claims:
- The 'legal actions' mandatory provision states that an insured may not sue the insurer until a set time after proof of loss, and no later than a stated outer limit. Those periods are commonly:
- In individual health insurance, the length of the grace period usually depends on the:
- After an individual health policy has been in force for the period stated in the 'time limit on certain defenses,' a claim for a pre-existing condition that is NOT specifically excluded by name:
- Under the optional 'change of occupation' provision, if an insured changes to a MORE hazardous occupation, benefits will generally be:
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Đội ngũ PrepPass · Đối chiếu với California Life & Health Insurance License Exam · Quy trình kiểm tra
Người kiểm duyệt John Zihao Zhang — California-Licensed Life Insurance Agent (CA Dept. of Insurance License #4396095 — kiểm tra)