Điều khoản hợp đồng A&HCâu 622 / 716
If an insured changes to a LESS hazardous occupation, the change of occupation provision allows:
a.The policy to be canceled at the insurer's option
b.No change of any kind to premium or benefits
c.The premium to be reduced and any excess refunded
d.Benefits to be reduced in proportion to the premium
Giải thích
A safer occupation entitles the insured to a lower rate, with the overpaid premium refunded, since the risk decreased. Benefits are not cut and the policy is not canceled.
Luyện miễn phí toàn bộ 716 câu hỏi — không cần đăng ký.
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Câu hỏi liên quan cùng chủ đề
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Đội ngũ PrepPass · Đối chiếu với California Life & Health Insurance License Exam · Quy trình kiểm tra
Người kiểm duyệt John Zihao Zhang — California-Licensed Life Insurance Agent (CA Dept. of Insurance License #4396095 — kiểm tra)