Medicare & Bảo hiểm người cao tuổiCâu 673 / 716
A Medigap policy is designed to:
a.Replace Medicare entirely and serve as the beneficiary's sole source of both hospital and physician coverage from that point forward
b.Fully cover custodial long-term care
c.Pay some of Medicare's cost-sharing, such as deductibles and coinsurance, without duplicating benefits Medicare already pays
d.Provide drug coverage in place of Part D
Giải thích
Medigap fills gaps in Original Medicare, like deductibles and coinsurance, and by law cannot duplicate benefits Medicare pays. It does not replace Medicare, substitute for Part D, or cover long-term custodial care.
Luyện miễn phí toàn bộ 716 câu hỏi — không cần đăng ký.
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Câu hỏi liên quan cùng chủ đề
- Medicare Part B is:
- Medicare Part C (Medicare Advantage) is:
- A significant gap in Medicare is that it generally does NOT cover:
- Medicare Supplement (Medigap) policies are:
- The Medigap open enrollment period is a ___-month period, beginning when the individual is 65 and enrolled in Part B, during which they can buy any Medigap policy without medical underwriting:
- For an employee age 65 or older who is still working at a large employer, the employer group health plan is generally the ______ payer and Medicare is ______:
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Người kiểm duyệt John Zihao Zhang — California-Licensed Life Insurance Agent (CA Dept. of Insurance License #4396095 — kiểm tra)