Bảo hiểm nhân thọ nhóm & Niên kimCâu 703 / 716
Choosing a 'life with 10-year period certain' payout means the annuitant receives income for life, but if they die early, payments continue to a beneficiary:
a.For the remainder of the 10-year certain period
b.Forever, for as long as the beneficiary remains alive
c.Not at all; the remaining certain payments are forfeited
d.For exactly one additional year following the death
Giải thích
Life with period certain pays for the annuitant's life and guarantees payments for at least the certain period; if the annuitant dies within it, the beneficiary receives the rest of that period. It does not pay forever or nothing.
Luyện miễn phí toàn bộ 716 câu hỏi — không cần đăng ký.
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Câu hỏi liên quan cùng chủ đề
- A withdrawal of taxable gain from a nonqualified annuity before age 59 1/2 is generally subject to:
- When determining the suitability of an annuity recommendation, a producer should consider the client's:
- Recommending a deferred annuity with a long surrender period to an elderly client who needs access to funds soon is a suitability concern because:
- In a QUALIFIED annuity funded entirely with pre-tax dollars, distributions are:
- A nonqualified annuity is funded with after-tax dollars, so at payout:
- In a fixed indexed annuity, a participation rate of 80% means the contract credits:
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Đội ngũ PrepPass · Đối chiếu với California Life & Health Insurance License Exam · Quy trình kiểm tra
Người kiểm duyệt John Zihao Zhang — California-Licensed Life Insurance Agent (CA Dept. of Insurance License #4396095 — kiểm tra)