General Insurance PrinciplesCâu 202 / 474
The Gramm-Leach-Bliley Act requires an insurer to give its customers a privacy notice that:
a.certifies that the insurer will not use consumer credit reports
b.lists every claim the customer has filed in the past five years
c.states the premium discount given for accurate applications
d.describes information sharing and the opt-out right
Giải thích
The privacy notice explains what nonpublic personal information the company collects and discloses, to whom, and how the customer may opt out of sharing with nonaffiliated third parties. It is a disclosure about handling information, not a claims history. Nothing in the act bans the use of consumer reports; that use is governed by the Fair Credit Reporting Act instead.
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Câu hỏi liên quan cùng chủ đề
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