Dwelling Policy (DP)Câu 249 / 474
Under a Dwelling policy covering a rented home, the coverage that reimburses the owner for lost rent while the home is being repaired after a covered loss is:
a.Coverage A – Dwelling
b.Coverage D – Fair Rental Value
c.Coverage C – Personal Property
d.Coverage B – Other Structures
Giải thích
Fair Rental Value (Coverage D) reimburses the owner for the rental income lost while a covered peril makes the rented dwelling unfit to live in, limited to the time reasonably required to repair. Coverage A insures the structure, Coverage B other structures, and Coverage C personal property. Fair rental value protects the landlord's income rather than the physical property itself.
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Câu hỏi liên quan cùng chủ đề
- Broker cấp DP-3 cho tòa nhà cho thuê ba căn hộ của khách hàng. Khách hàng cũng muốn có bảo vệ nếu người thuê kiện vì thương tích tại nơi đó. Cách thêm bảo vệ đó đúng đắn là gì?
- A landlord who rents out a single-family house and needs to insure the building and lost rental income would most appropriately use a:
- Which Dwelling form insures the dwelling on an open-perils basis, providing the broadest property coverage?
- A major difference between a Dwelling policy and a Homeowners policy is that the Dwelling policy:
- Compared with a homeowners policy, a dwelling policy is best described as:
- Which risk is eligible for coverage under a standard dwelling program?
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