Dwelling Policy (DP)Câu 257 / 474

On a basic dwelling form, vandalism or malicious mischief coverage is:

a.One of the three perils the basic form names itself
b.Added as a peril of its own, after extended coverage
c.Included within the extended coverage group of perils
d.Available only under a broad form dwelling policy

Giải thích

Vandalism and malicious mischief is its own endorsement, commonly written once extended coverage is already on the policy. It is not part of the extended coverage group, which stops at smoke and volcanic eruption, and it is certainly not one of the three perils the basic form names on its own. The broad form, by contrast, includes it.

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