Dwelling Policy (DP)Câu 265 / 474
A structure on the described premises rented to someone who is not a tenant of the dwelling is:
a.Covered as an other structure without any condition
b.Excluded, unless it is used only as a private garage
c.Covered under the dwelling limit instead of Coverage B
d.Excluded, because rented buildings are commercial risks
Giải thích
The other structures coverage does not extend to a structure rented or held for rental to anyone who is not a tenant of the dwelling, with a private garage as the recognised exception. The answer covering it with no condition ignores that carve-out, and renting a structure does not by itself convert the premises into a commercial risk.
Luyện miễn phí toàn bộ 474 câu hỏi — không cần đăng ký.
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Câu hỏi liên quan cùng chủ đề
- After an unexplained loss to a dwelling written on an open-perils form, the burden of proof:
- Under a dwelling policy, Coverage A pays for damage to:
- A detached garage on the insured premises burns to the ground. A dwelling policy pays the loss under:
- How is the personal property limit set on a dwelling policy?
- Which item would NOT be covered as personal property under a dwelling policy?
- Personal property temporarily away from the described location under a dwelling policy is:
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