Dwelling Policy (DP)Câu 282 / 474
A dwelling in which the owner runs a small insurance office is:
a.Ineligible, unless a commercial package policy is bought
b.Ineligible, because any business use voids the form
c.Eligible, as a permitted incidental business occupancy
d.Eligible, but only if the office has its own entrance
Giải thích
The dwelling program tolerates a permitted incidental occupancy such as an office, a professional practice, a private school, or a studio, and business property in the dwelling can be picked up by endorsement. The answer voiding the form for any business use is too broad, and a separate entrance is not what makes the occupancy acceptable.
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Câu hỏi liên quan cùng chủ đề
- Burglars force a door on a dwelling insured on an unendorsed broad form and carry off a television. The policy pays for:
- A visitor slips on the steps of a rented dwelling and sues the owner. An unendorsed dwelling policy:
- A tenant renting a house may use a dwelling policy to insure:
- A landlord insuring a rented house wants the building, the appliances she supplies, and her rental income protected. She needs:
- A dwelling policy is written on a house that is still being built. Under the standard forms, that building is:
- A neighbor's car skids off the road into a dwelling insured on a basic form with extended coverage. The damage is:
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