Homeowners Policy (HO)Câu 301 / 474
Which of these is insured under Coverage B rather than under Coverage A?
a.a detached garage separated by clear space
b.a second-story addition on the dwelling
c.an attached garage that shares a house wall
d.a screened porch built onto the dwelling
Giải thích
Coverage B picks up structures set apart from the dwelling by clear space, or joined to it only by a fence, utility line or similar connection, so a free-standing garage, a storage shed or an in-ground pool belongs there. The attached-garage answer is wrong because a structure sharing a wall with the house is part of the dwelling and draws on Coverage A.
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Câu hỏi liên quan cùng chủ đề
- A covered dwelling loss under the HO-8 modified form is settled on the basis of:
- Under an open-perils dwelling form, the burden of proof at claim time works this way:
- A home carries Coverage A of $280,000. A detached garage is destroyed and costs $34,000 to rebuild. On an unendorsed form, Coverage B pays at most:
- A homeowner rents a detached backyard cottage to a stranger who runs a salon there. Under Coverage B the cottage is:
- A dwelling is written with Coverage A of $240,000. On an unendorsed Homeowners form, the Coverage C limit is:
- The 50% relationship between Coverage C and Coverage A is best described as:
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