Homeowners Policy (HO)Câu 322 / 474
A homeowner rents a spare bedroom to an unrelated boarder. The boarder's furniture and clothes are:
a.covered up to 10% of the Coverage C limit
b.covered for the theft and fire perils only
c.not covered, as they belong to a roomer
d.covered up to the full Coverage C limit
Giải thích
Coverage C insures property owned or used by an insured and by household residents related to the insured, and it specifically excludes property of roomers and boarders who are not related, along with property in an apartment regularly rented to others. The boarder needs a tenants policy of his own, so answers paying any part of Coverage C for his goods are wrong.
Luyện miễn phí toàn bộ 474 câu hỏi — không cần đăng ký.
Own the complete Personal Lines Insurance Producer guide — PDF + EPUB, $19.99 →
Câu hỏi liên quan cùng chủ đề
- After a small kitchen fire, the owner leaves the roof open to rain for weeks and the damage spreads. The added damage is:
- A city condemns and demolishes a house for a zoning violation. On a Homeowners policy this loss is:
- Which of these is excluded from Coverage C on a Homeowners policy?
- A dwelling would cost $400,000 to replace and carries Coverage A of $340,000. A covered fire causes $50,000 of repair cost, whose depreciated value is $38,000. The policy pays:
- A home has a replacement cost of $300,000 and Coverage A of $210,000. A covered loss costs $30,000 to repair and has an actual cash value of $18,000. Before the deductible, the settlement is:
- A six-year-old sofa would cost $2,400 to replace and has depreciated by half. On an unendorsed Homeowners form the contents claim settles at:
Cập nhật gần nhất: · quy trình kiểm tra
Đội ngũ PrepPass · Đối chiếu với California Personal Lines Insurance License Exam · Quy trình kiểm tra