Homeowners Policy (HO)Câu 344 / 474
After a covered storm the insured pays a contractor to tarp the roof so rain cannot enter. Which additional coverage responds to that cost?
a.Debris removal of the damaged roof material
b.Ordinance or law compliance for the repair
c.Loss assessment charged for the repair work
d.Reasonable repairs made to protect the property
Giải thích
The reasonable repairs additional coverage pays the necessary cost of measures taken solely to protect covered property from further damage after a covered loss, which is exactly what tarping an opened roof does. Debris removal pays to haul away wreckage rather than to prevent more damage. This coverage does not increase the limit on the damaged property.
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Câu hỏi liên quan cùng chủ đề
- Coverage A is $250,000 and a rebuild after a covered fire must meet a newer building code, raising the cost. The ordinance or law additional coverage on a standard form provides up to:
- An insured moves furniture out of the house to protect it from an approaching covered peril. Under the property removed additional coverage, the removed property is insured against:
- How does a Section I additional coverage differ from the limits shown for Coverage A through Coverage D?
- Debris removal under a standard homeowners policy pays the cost of:
- The collapse additional coverage on a standard homeowners form applies when a building collapses from:
- On a standard homeowners policy, the minimum limit normally written for Coverage E personal liability is:
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