Homeowners Policy (HO)Câu 349 / 474
A neighbor's child is hurt on the insured's trampoline and runs up $2,600 of medical bills. The standard minimum Coverage F limit pays:
a.$1,000 for that child
b.$500 for that child
c.$2,600 for that child
d.$100,000 for that child
Giải thích
Coverage F medical payments to others is written per person with a standard minimum of $1,000, so $1,000 of the $2,600 is paid and the balance is not a Coverage F matter. The $100,000 figure is the Coverage E personal liability limit, which responds only if the insured is legally liable. No fault has to be shown to trigger Coverage F.
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Câu hỏi liên quan cùng chủ đề
- The collapse additional coverage on a standard homeowners form applies when a building collapses from:
- On a standard homeowners policy, the minimum limit normally written for Coverage E personal liability is:
- An insured with a $100,000 Coverage E limit is held liable for $100,000 of damages, and the insurer spends $30,000 defending the suit. The insurer's total outlay is:
- The insured's own resident daughter breaks her arm on the stairs at home and needs $3,000 of treatment. Under Coverage F, the homeowners policy pays:
- A 19-year-old foster child living with and cared for by the named insured injures a visitor. Under Section II, this young person is:
- A friend walks the insured's dog with permission and the dog bites a passerby. Under Section II of the homeowners policy, the friend is treated as:
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