Personal Auto PolicyCâu 394 / 474
Part B medical payments coverage of the personal auto policy pays for:
a.Any medical bill an insured incurs at any point after the crash
b.Medical bills of the other driver when the insured is at fault
c.Necessary medical expenses incurred within a stated time
d.Medical bills only when another driver is found to be at fault
Giải thích
Part B pays reasonable expenses for necessary medical and funeral services caused by an accident, and only for services incurred within the period the policy states after the date of the accident. It covers the named insured and family members while occupying an auto or when struck as pedestrians, plus other people occupying the covered auto. Fault plays no part, which rules out the answer that waits for another driver to be blamed; injuries to that other driver are a Part A liability matter.
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Câu hỏi liên quan cùng chủ đề
- A teenager takes a neighbor's car without asking and causes an accident. Under the neighbor's personal auto policy, Part A liability:
- An insured drives into another state whose law requires higher liability limits than the policy carries. The out-of-state coverage provision:
- A policy carries $5,000 of medical payments per person. In one accident the insured driver incurs $6,500 of bills and two passengers incur $3,000 and $1,200. Part B pays:
- How does Part B medical payments coverage differ from Part A liability coverage?
- Uninsured motorists coverage pays the insured only when the other driver is:
- A hit-and-run driver who is never identified injures an insured, whose damages come to $70,000. The insured carries 50/100 uninsured motorists limits. Part C pays:
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