Endorsements & Optional CoveragesCâu 437 / 474
Water back-up and sump overflow coverage responds to which of these losses?
a.Storm surge pushes seawater into the home
b.A sewer backs up through the basement drain
c.Rain floods the street and soaks the yard
d.A swollen river runs in a basement window
Giải thích
The endorsement covers water that backs up through sewers or drains or that overflows from a sump or sump pump, a loss the unendorsed policy excludes. It is not flood coverage: water arriving from a rising river, a flooded street or a storm surge is surface water and needs a separate flood policy. Candidates who treat the two as interchangeable leave the insured with the wrong protection.
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Câu hỏi liên quan cùng chủ đề
- A thief takes a $9,000 ring from a home insured on a standard unendorsed form. The most the policy will pay for that ring is:
- An increased special limits endorsement differs from scheduling personal property because it:
- The personal property replacement cost endorsement changes how contents losses are settled, from:
- An earthquake endorsement is needed because a standard homeowners form:
- Identity theft expense coverage added to a homeowners policy generally pays:
- A permitted incidental occupancies endorsement is the right answer when the insured:
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