Endorsements & Optional CoveragesCâu 441 / 474
On a standard unendorsed form, Coverage B will not cover an other structure that is:
a.Joined to the dwelling only by a utility line
b.Used by the insured to store garden tools
c.Rented to a person who is not a tenant of the home
d.Set well back from the dwelling on the lot
Giải thích
Coverage B excludes a structure rented or held for rental to anyone who is not a tenant of the dwelling, unless it is used solely as a private garage, so a shed rented to a stranger needs the structures rented to others endorsement. Distance from the dwelling does not defeat coverage, and a building connected only by a fence or utility line still counts as an other structure rather than part of the dwelling.
Luyện miễn phí toàn bộ 474 câu hỏi — không cần đăng ký.
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Câu hỏi liên quan cùng chủ đề
- An earthquake endorsement is needed because a standard homeowners form:
- Identity theft expense coverage added to a homeowners policy generally pays:
- A permitted incidental occupancies endorsement is the right answer when the insured:
- A homeowner begins caring for five unrelated children for pay. Under the unendorsed policy, that activity is:
- Adding the personal injury endorsement extends Section II to claims for:
- An owner of an older home buys increased ordinance or law coverage because the built-in additional coverage:
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