A single-family home would cost $340,000 to rebuild. The most building coverage its owner can buy through the National Flood Insurance Program is:

Giải thích

The National Flood Insurance Program caps a single-family residential building at $250,000 and its contents at $100,000, so this owner is left with $90,000 of building exposure and would need excess flood coverage from a private insurer to close it. The $100,000 figure is the contents maximum, not the building maximum, and the program does not write the full rebuilding cost of an expensive home.