Nguyên tắc bảo hiểm chungCâu 245 / 531
Under the McCarran-Ferguson Act, the business of insurance is:
a.left to state regulation so long as the states regulate it
b.regulated nationally by a single federal insurance commissioner
c.regulated by the states for life lines and federally for others
d.exempt from all federal law, including the criminal statutes
Giải thích
McCarran-Ferguson declares that regulating and taxing insurance is in the public interest as a matter for the states, and it holds most federal law back to the extent that a state actually regulates the subject. That is why licensing, rate filings and market conduct are state functions across all lines. It is not a blanket exemption from federal law, and there is no single federal insurance commissioner.
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Câu hỏi liên quan cùng chủ đề
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