Which of these buildings could NOT be insured under a dwelling policy?

a.A home still under construction
b.A twelve-unit apartment house
c.A house rented to a single family
d.A cabin lived in only in summer

Giải thích

Dwelling forms are written for residences holding a small number of family units, so a twelve-unit apartment building is a commercial habitational risk that belongs on a commercial property or package policy. Seasonal dwellings, rented dwellings, and dwellings under construction are all ordinary dwelling-program risks. Owner occupancy is not required by the dwelling forms.

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