Hợp đồng nhà ở (DP)Câu 323 / 531
A fire in a rented house destroys the tenant's furniture. The landlord's dwelling policy pays:
a.half of it, as property of others
b.for it, and recovers from the tenant
c.for it under the landlord's contents limit
d.nothing for it; the tenant insures it
Giải thích
A landlord's dwelling policy insures the landlord's building and the landlord's own personal property kept at the location, such as appliances and furnishings supplied with the house, while the tenant's belongings are the tenant's to insure. The contents limit on that policy belongs to the landlord. An insurer cannot create coverage by paying and then pursuing the tenant.
Luyện miễn phí toàn bộ 531 câu hỏi — không cần đăng ký.
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Câu hỏi liên quan cùng chủ đề
- A rented dwelling is unlivable for three months after a covered fire. The rent was $1,800 a month, and $200 a month of expenses stop while it is empty. Fair rental value pays:
- A family normally spends $2,400 a month on housing and food. Living elsewhere after a covered fire, they spend $3,900 a month. Additional living expense pays them:
- Fire damages a dwelling insured on a basic form. Rebuilding the damaged portion costs $60,000, depreciation on it is $18,000, and the deductible is $1,000. The insurer pays:
- A dwelling costing $250,000 to replace is insured on a broad form for $150,000, under a loss settlement condition asking for 80%. A $40,000 building loss is settled at:
- Unlike a homeowners policy, a dwelling policy lets the applicant:
- A dwelling policy owner wants protection against a claim brought by a visitor injured on her steps. She obtains it by:
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