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The built-in Coverage A on a standard HO-6 is meant to insure:
a.the unit-owner's furniture and clothing
b.building items the unit-owner is responsible for
c.the entire building the association owns
d.the association's liability to unit owners
Giải thích
The unit-owners form carries a small built-in Coverage A limit, $5,000 on the standard form, for the building items the owner insures rather than the association: cabinets, flooring, fixtures and interior finishes added to the unit. Furniture and clothing belong to Coverage C, a limit the owner selects. The whole structure is insured by the association's master policy, not by this small limit.
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Câu hỏi liên quan cùng chủ đề
- On a standard HO-3, the personal property of the insured is insured against:
- An insured moving from an HO-3 to an HO-5 gains coverage because the HO-5:
- A 90-year-old house has a market value of $150,000, while rebuilding it with its original plaster and millwork would cost $480,000. The suitable form is:
- A burglar takes a $3,000 coin collection from a home insured on an unendorsed HO-5 with $90,000 of Coverage C. The policy pays:
- Coverage A is $250,000. One fire destroys a detached garage costing $19,000 to rebuild and a shed costing $8,000. Coverage B on an unendorsed form pays:
- When a homeowners policy pays a loss under Coverage B, the effect on Coverage A is that the dwelling limit:
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