A supply pipe bursts, causing $6,000 of water damage to floors, and the pipe itself costs $900 to replace. A broad form pays:

Giải thích

The accidental discharge peril pays for the damage the escaping water does, but the form does not cover the system or appliance the water escaped from, so the $900 pipe is the insured's cost while the $6,000 of floor damage is paid. Paying the whole $6,900 ignores that carve-out. Denying the claim outright confuses a sudden burst with the slow, repeated seepage the form genuinely excludes.