Hợp đồng chủ nhà (HO)Câu 353 / 531
An insured's adult son, who lives at home, runs up $900 on his mother's credit card without asking. The credit card coverage:
a.pays $500, the limit for card losses
b.pays after the Section I deductible
c.pays $900, since consent was absent
d.does not apply to a resident's use
Giải thích
The credit card, fund transfer, forgery and counterfeit money coverage pays up to $500 with no deductible, but it does not answer use by a resident of the household or by anyone the insured entrusted with the card. A son living at home is that resident, so the misuse stays a family matter. The answers that pay ignore the exclusion, and this coverage carries no deductible in any case.
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