A general contractor requires a subcontractor to name it as an additional insured on the subcontractor's liability policy. The practical effect is that the general contractor:

Giải thích

An additional insured endorsement extends the named insured's liability coverage to another party, typically for liability arising out of the named insured's work or premises, so the general contractor gets a defence and indemnity under someone else's policy. It does not make that party a named insured, so no right to cancel, amend, or collect return premium comes with it. It also grants no first-party property coverage, because the endorsement operates only on the liability side.