Thiệt hại & Trách nhiệmCâu 452 / 531
A machine shop's underground solvent tank leaks and contaminates neighbouring soil. Under its unendorsed general liability policy the cleanup claim is:
a.paid from the products aggregate instead
b.excluded by the pollution exclusion
c.covered under Coverage A as property damage
d.covered because the release was accidental
Giải thích
A standard general liability policy carries a broad pollution exclusion removing bodily injury and property damage arising out of the discharge, dispersal, seepage, migration, release, or escape of pollutants, together with the cost of testing for and cleaning them up. Whether the release was sudden or gradual does not restore coverage on the unendorsed form; the exposure is written back only through separate environmental or pollution liability coverage. The products–completed operations aggregate is a limit, not a source of coverage for an excluded loss.
Luyện miễn phí toàn bộ 531 câu hỏi — không cần đăng ký.
Own the complete California Property & Casualty Broker-Agent guide — PDF + EPUB, $24.99 →
Câu hỏi liên quan cùng chủ đề
- A business carries $1,000,000 of primary general liability and a $5,000,000 umbrella. A jury returns a $3,500,000 verdict on a claim both policies cover. How is the verdict funded?
- An umbrella covers a claim that the underlying general liability policy excludes entirely. Before the umbrella will respond to that claim, the insured normally must:
- An architect's drawings contain a calculation error that forces a client to rebuild a foundation. The client's purely financial loss is best insured by:
- Shareholders sue a corporation's board, alleging the directors approved an acquisition without adequate diligence. The coverage designed for this suit is:
- A former employee sues alleging wrongful termination and a hostile work environment. The employer's defence and any damages on that suit would be answered by:
- A restaurant that serves alcohol asks whether its general liability policy answers a suit claiming it over-served a patron who then caused a crash. The correct response is that:
Cập nhật gần nhất: · quy trình kiểm tra
Đội ngũ PrepPass · Đối chiếu với California Property & Casualty Insurance License Exam · Quy trình kiểm tra